Capital available when you need it

Business Line of Credit

A business line of credit is a revolving facility. Draw only the amount your business needs, repay it under the terms of that withdrawal and access available capital again while the facility remains open and in good standing.

Term per withdrawalUp to 12 months
Minimum credit620
Funding speedAs little as 8 hours
RepaymentWeekly or monthly
StructureRevolving access

All repayment options, terms, pricing and funding amounts are 100% based on approval.

Use cases

When this option may fit

  • Recurring working-capital needs
  • Seasonal expenses
  • Inventory replenishment
  • Unexpected operating costs
Process

How it works

  1. 1An approved credit limit is established based on the business profile.
  2. 2The business requests a withdrawal when capital is needed.
  3. 3Each withdrawal receives its own repayment schedule of up to 12 months, subject to approval.
Prepare

What you may need

  • Completed application
  • Six most recent business bank statements
  • Government-issued ID
  • Voided business check
Quick first step

See your potential pre-approved range.

Answer a few questions. Your result is an estimate and does not require an SSN or bank login.

Get pre-approved