Restructure business-payment pressure

Reverse Consolidation

A reverse consolidation can reduce immediate payment pressure by combining the management of qualifying daily or weekly business-financing obligations into one scheduled payment structure. It is designed to improve near-term cash flow without requiring every existing position to be paid off on day one.

Potential payment reliefBased on current obligations
Payment scheduleTypically one weekly debit
EligibilityCash flow and current positions reviewed
StructureCustomized to the approved file

All repayment options, terms, pricing and funding amounts are 100% based on approval.

Use cases

When this option may fit

  • Multiple daily or weekly payments
  • Cash-flow pressure
  • Businesses seeking one scheduled debit
  • Creating room for normal operations
Process

How it works

  1. 1Current financing statements and recent bank activity are reviewed.
  2. 2A proposed schedule is structured around the business's verified cash flow.
  3. 3If approved, the program manages qualifying obligations under the agreed structure.
Prepare

What you may need

  • Completed application
  • Six most recent business bank statements
  • Statements for current positions
  • Current payoff information when available
Quick first step

See your potential pre-approved range.

Answer a few questions. Your result is an estimate and does not require an SSN or bank login.

Get pre-approved